Category Archives: Finances
Today’s blog post is a guest post provided by Maple C of http://inspirationspark.us/
Tax season is a time when, like it or not, we reflect upon our financial decisions over the past year. Some of our choices will result in extra funds we’ll have to send to Uncle Sam, and thankfully, others will help keep money in our pockets.
While most of us don’t necessarily look forward to tax time, those who do usually feel a sense of victory in receiving a sizeable refund after taking advantage of as many tax deductions as possible. And there are many things that you, too, can do to help ensure that you aren’t paying a dime more than you have to this tax season. Here are a few suggestions to help make that happen: Read the rest of this entry
Wealth and the inequality associated with it in the United States is a very touchy subject when discussed with main street America. Who is main street America? Main street America are those who are considered a part of the “middle class” and those who are considered poor. The rest are considered the wealthy or the 1%. The divide between the two social classes are quite alarming and it seems to only keep widening as the years pass by. Noticed I said the two social classes. This is because the distinction between the middle class and poor is increasingly becoming blurred and only seems to be a short while before there is only the wealthy and the poor. Side note: This is a topic I have discussed in further detail years earlier in a post entitled; The Coming Divide: Where Do You Fall Along the Line. Read the rest of this entry
This is a post via: http://blog.surepayroll.com/ For more information about accounting, finances and payroll check them out.
For many employees, payday is up there with Christmas and birthdays — but even better since it comes around more than once a year. For employers, on the other hand, payday can be a never-ending and sometimes pretty stressful responsibility. While payroll services and software are readily available, employers may still have to devote a good chunk of time and grit to comply with both employment and tax laws to make sure payroll flows smoothly each pay period. Thankfully, there are some general guidelines to follow when it comes to basic payroll calculations. Read the rest of this entry
It’s approximated 7 billion people live in this world. How many of these people do you think actually contribute to the economic productivity within this world? Definitely not all, but does even half of the population have a significant contribution towards the economy? No, not even half. The world does not operate in this manner, and due to that fact only a small percentage of people have the opportunity to explore the abundance of this man-made world. The rest of us just get to sit back and wonder what if… Read the rest of this entry
The year of 2012 seemed to be a year that had a lot of great promise but sharply fell flat in delivering any generous returns on such promises. Our so-called leaders have increased their bickering and unwillingness to compromise, it seems the citizens of this country have gone mad and our push towards stability and progressive growth has stalled. Going into 2013 looks like the bad we were in is only going to get worst. That in itself is a very scary thought to ponder. Read the rest of this entry
If you are dependent on one source of income I highly recommend that you discontinue the habit. In today’s economic environment, the volatile nature of uncertainty leads to the disruption of the normality in which people are accustomed to living within. That means when something is seen as normal it becomes a part of your natural function, leading you to believe its process is unchanging. Since we are talking about income; I will describe how careers and jobs become an illusionary trap in which people become fooled by their outward perception of stability. Read the rest of this entry
CNN Money recently had an article posted on its website called “The low-wage jobs explosion.” The article basically explained how the resurgence in the job market has largely been fueled by low-wage jobs. These are the type of jobs that can barely, if at all cover the basic necessities for one to live comfortably. Matter of fact let’s take out the word comfortably and just say to maintain a reasonable standard of living. This means a continual erosion of the middle class is occurring in our American society. As the middle class is progressively shifted downwards, government assistance is elevated in order for people to acquire the basic goods and services no longer afforded to them. And this is just low-wage jobs we are talking about so take into account the impact that unemployment is having on our overall economy. Read the rest of this entry
I will go on record and say that the U.S. is definitely undergoing an economic reset, which will restructure the American Dream. I believe the days of overflowing prosperity and immense abundance are over for a while if not forever. This is due to the fact that as we reset our system we must purge out the excess that has left us bloated with deadweight. It is now time to burn off the toxic weight and operate within a lean mindset focused on efficiency. Realistically this means income levels may have to be reduced and some programs which require massive spending with no return will have to be scaled back. It may not be pleasing but tough times call for tough measures. Read the rest of this entry